Tuesday, September 15
Your Personal Economic Recovery
7-8 p.m.
Middendorf-Kredell Branch, St. Charles-St. Charles County Library District
Today's economic environment may be one of the most challenging. Take control of your financial situation - and the sooner you act, the better. Learn about the steps that can help prepare you for a potential recovery and keep your financial future on track. Presented by Gary W. Weber, Edward Jones.
Tuesday, September 15
AUDUBON OPEN HOUSE
7 pm to 9 pm
St. Charles Nonprofit Development Center, 425 Spencer Road
Open House presentation by the St. Louis Audubon Society. Refreshments will be served while you wander exhibits, pickup informational materials, and meet the folks that make it happen around the Metro Region. From birding to education to hands-on conservation activities and more.
Free
Info call 314-599-7390
Friday, September 18-Sunday, September 20
MOSAICS MISSOURI FESTIVAL FOR THE ARTS
Friday: 4 pm - 9 pm
Saturday: 11 am - 9 pm
Sunday: 11 am - 5 pm
Historic St. Charles Downtown District
Approximately 125 artists from across the country are selected to come to St. Charles to exhibit and sell their works. Mediums represented include painting, sculpture, jewelry, and many other fine arts. Other activities include A Mentor Me program, an Art for Youth gallery, and a Kids Creation Station. Food and other refreshments are available throughout the festival grounds.
Free
For info: call 636-940-5178 or visit www.stcharlesmosaics.org
September 25 - October 25, 2009
Quilt National
Tuesday-Saturday hours are 10 am - 5 pm
Open until 9 pm on Wednesdays
Sunday hours are 12 pm-4 pm
Foundry Art Centre, 520 N. Main Stree
Quilt National is a biennial, international, juried and judged quilt art competition. Quilt National has showcases the most exciting & innovative trends in the medium and promotes quilt making as what it always has been - an art form. Jurors will select works that represent unique approaches and demonstrate the breadth & diversity of contemporary expressions. An educational lecture series will run in conjunction with the exhibition.
Free
Tuesday, September 29
Escape To Araluen/Ranger’s Apprentice
7 p.m.
Middendorf-Kredell Branch, St. Charles City-County Library
Experience the story, live the action with the Viking Story Pirates of New York City.
Info: Register online at www.youranswerplace.org or call 636 978.7926
Wednesday, September 30
When Should Ms. Daisy Stop Driving?
3-4:30 p.m
Progress West Highway K Medical Building & Urgent Care Center
Designed for the impaired senior driver and their loved ones, this discussion separates fact from fiction on the safety of older drivers. Call 636.344.2273 to register.
Contact Cort Schneider - A Group Specializing in Smart Moves
Monday, August 31, 2009
Thursday, August 27, 2009
Home sales up/new search options
Soaring home sales encourage confidence in the real estate market. SCHNEIDER’s new online housing search makes selling and buying a dream.
Good news prevails in the real estate market this week. For the first time in five years, existing home sales have increased for four months in a row, according to the monthly statistics from the National Association of Realtors®.
This increase is due in part to first time homebuyers who cashed in on the $8,000 tax credit. They accounted for 30 percent of homes purchased in July while foreclosures totaled 31 percent of transactions.
As the excitement about home ownership begins to return, SCHNEIDER now offers buyers and sellers an incredible online experience. We’ve made searches for all area homes, condos, rentals, open houses and foreclosures a one-stop deal. This new way of viewing real estate includes absolutely everything a potential buyer needs–you get all the property details and set up a list of favorites so you’re not bouncing back and forth between websites.
Pictures galore, of course, and you can email the listing to a friend to see what they think of the property. There’s a mortgage calculator, MapQuest directions and points of interest near the property. You can also request a private showing or contact the Schneider listing agent for more information.
As much as we love our new online search, we also believe that talking to a real person is the best way to learn about your next home. Do some searches online and call us. We’re here for you. Come look around!
Good news prevails in the real estate market this week. For the first time in five years, existing home sales have increased for four months in a row, according to the monthly statistics from the National Association of Realtors®.
This increase is due in part to first time homebuyers who cashed in on the $8,000 tax credit. They accounted for 30 percent of homes purchased in July while foreclosures totaled 31 percent of transactions.
As the excitement about home ownership begins to return, SCHNEIDER now offers buyers and sellers an incredible online experience. We’ve made searches for all area homes, condos, rentals, open houses and foreclosures a one-stop deal. This new way of viewing real estate includes absolutely everything a potential buyer needs–you get all the property details and set up a list of favorites so you’re not bouncing back and forth between websites.
Pictures galore, of course, and you can email the listing to a friend to see what they think of the property. There’s a mortgage calculator, MapQuest directions and points of interest near the property. You can also request a private showing or contact the Schneider listing agent for more information.
As much as we love our new online search, we also believe that talking to a real person is the best way to learn about your next home. Do some searches online and call us. We’re here for you. Come look around!
Tuesday, August 25, 2009
Home buyers can receive up to $14,999 to purchase foreclosed property
You can give foreclosed property a new life and participate in the St. Charles region economic recovery
Another assistance program designed to help potential buyers enter the housing market is now available from the Missouri Housing Development Corporation (MHDC). Qualified buyers can receive up to $14,999 or 20% of the purchase price on foreclosed property to use for a down payment and closing costs.
This incentive will help stabilize and rebuild Missouri neighborhoods. The MHDC received $4.2 million from the Neighborhood Stabilization Program (NPS) to help consumers buy homes.
Combine this incentive with the $8,000 tax rebate for first time home buyers and there is no better time to jump into homeownership.
Here are the details:
- Applicants can be first time home buyers or repeat buyers.
- The loan is an FHA 30-year fixed rate at 5.75%.
- The property must be foreclosed and unoccupied for three months.
- The purchase price cannot exceed $258,690.
- There are maximum income requirements set by the MHDC.
- Buyers must use the MHDC First Place Loan program for the first mortgage while the NSP funds provided through the second mortgage and have a 0% interest rate, which is forgiven after five years of residency.
- The purchase price must be discounted a minimum of 1% from the current appraised value.
This is your chance to give a foreclosed property new life, and for you to participant in the economic revitalization of St. Charles County.
Thursday, August 20, 2009
Hurry! Time is Running Out
- YOU MUST Act Now!!!
- YOU MUST close by Nov. 30th
The Qualification, Selection, Inspection and Closing Process takes considerably longer than in previous times...often from 3 to 5 months.
Contact Me today to increase your chances of hitting the target and not missing out on Your $8,000 Tax Gift!!
Monday, August 17, 2009
Follow these tips and have a great experience with home improvement professionals
Spiffing up your home before you sell can reap financial rewards. Finding the right contractor or tradesperson to help is a crucial step.
You’ve decided to put your home up for sale and move on, or you are staying put and want a fresh look. However, a few things need to be addressed before you plant that FOR SALE sign in the front yard. Homeowners can handle small fix-it projects, but other projects may call for an expert. That means the search for a reliable, honest contractor is next on your agenda.
Word-of-mouth is one of the best ways to find a contractor or tradesperson. Ask friends and colleagues for referrals, but make sure what you need matches with who is recommended. You may need your deck resurfaced, but your friend’s wonderful painter wouldn’t be the best choice. Even if you chose a friend’s recommendation, check it out with the St. Louis Better Business Bureau. Ask the contractor for a list of recently completed projects and call the homeowner to discuss the work. Cort Schneider, SCHNEIDER Realtor, is another excellent resource for recommendations.
Once you’ve found a good fit, make sure your contractor has the proper insurance, liability and bonding, and is licensed to perform the work you want. Ask the tradesperson to show you this documentation, and obtain copies for your files.
Get it in writing. The contract stage is crucial to a successful job completion. Include every detail possible for the job in addition to an estimate. Include the start date, schedule, completion date, any variables you would anticipate and the payment schedule. If your contractor or tradesperson is reluctant to include any of this information, beware. This might not be a good match. Everyone involved in your project must have copies of all paperwork.
And finally, do you like each other. Really, personality conflicts or different work styles can mean your project could be an unsatisfying experience. When all is said and done, both you and your contractor want to show pride in the workmanship and part on good terms.
You’ve decided to put your home up for sale and move on, or you are staying put and want a fresh look. However, a few things need to be addressed before you plant that FOR SALE sign in the front yard. Homeowners can handle small fix-it projects, but other projects may call for an expert. That means the search for a reliable, honest contractor is next on your agenda.
Word-of-mouth is one of the best ways to find a contractor or tradesperson. Ask friends and colleagues for referrals, but make sure what you need matches with who is recommended. You may need your deck resurfaced, but your friend’s wonderful painter wouldn’t be the best choice. Even if you chose a friend’s recommendation, check it out with the St. Louis Better Business Bureau. Ask the contractor for a list of recently completed projects and call the homeowner to discuss the work. Cort Schneider, SCHNEIDER Realtor, is another excellent resource for recommendations.
Once you’ve found a good fit, make sure your contractor has the proper insurance, liability and bonding, and is licensed to perform the work you want. Ask the tradesperson to show you this documentation, and obtain copies for your files.
Get it in writing. The contract stage is crucial to a successful job completion. Include every detail possible for the job in addition to an estimate. Include the start date, schedule, completion date, any variables you would anticipate and the payment schedule. If your contractor or tradesperson is reluctant to include any of this information, beware. This might not be a good match. Everyone involved in your project must have copies of all paperwork.
And finally, do you like each other. Really, personality conflicts or different work styles can mean your project could be an unsatisfying experience. When all is said and done, both you and your contractor want to show pride in the workmanship and part on good terms.
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